Hi, I’m Tyffani.

I help individuals who feel overwhelmed by their finances regain control of their money, their mindset, and their future. If you’ve ever wondered:

Where did all my money go? Why do I feel stuck financially? Why can’t I seem to stay consistent with a budget?

You are not alone — and more importantly, change is possible.
Through financial coaching, education, and accountability, I help individuals develop the habits, structure, and confidence needed to take control of their finances and create lasting financial stability.
But my journey into financial coaching didn't begin in a classroom — it began through life.

My Story

Back in 2007, during a difficult season of my life while pregnant with my eldest son, I found myself searching for direction and purpose. During that time, I began attending church regularly and leaning into my faith more deeply. One Sunday, an Elder spoke a prophetic word over my life — that I would one day become a businesswoman. At the time, I didn’t understand what that meant or how it would unfold. Soon after, an opportunity opened that changed my life. In 2008, I accepted a position that relocated me from Fayetteville, NC to Charlotte, NC with my young son. I knew it was a moment of divine alignment — one where God was opening doors that I didn’t feel qualified to walk through. I pursued my Bachelor’s degree in Business Administration with a focus in Management, hoping to eventually step into roles within finance or human resources. But despite my education and effort, breaking into those areas proved difficult. What I didn’t realize then was that my calling in finance would come through a completely different path.

The Turning Point 

After getting married, my husband and I decided to attend Financial Peace University. That experience changed everything. For the first time, I saw how powerful it was to intentionally manage your money — not just earn it. My perspective shifted, and I became deeply passionate about understanding how personal finances worked and how people could truly change their financial future. As we began improving our own financial habits, I couldn’t stop sharing what I was learning with others. Friends, family, coworkers — anyone who would listen. I realized that people weren't lacking intelligence when it came to money. They were lacking structure, guidance, and confidence. That realization planted the seed that would later grow into Mind Over Matter Financials.

The Calling Becomes Clear

Years later, that seed resurfaced. In 2020, I felt strongly led to pursue Financial Coach Master Training through Dave Ramsey’s team. After completing the program, I realized something powerful: This wasn’t just about numbers. It was about mindset, discipline, behavior, and belief. Money struggles are rarely just financial — they are often emotional, behavioral, and deeply tied to how people think about themselves and their future. That is why Mind Over Matter Financials exists. My mission is simple: To help individuals transform their relationship with money so they can experience financial clarity, peace, and confidence.

Let’s Work Together

If you’re ready to stop feeling overwhelmed by your finances and start building a clear path forward, I’d love to support you. Financial peace isn’t just about numbers — it begins with a shift in mindset. And sometimes all it takes is one conversation to begin that change.

What Mind Over Matter Financials Helps People Achieve

Through financial coaching, I help individuals move from financial overwhelm to financial clarity. Clients learn how to:

• Gain a clear understanding of their financial situation

• Build a realistic and sustainable budget

• Eliminate debt with a structured strategy

• Develop disciplined financial habits

• Replace financial stress with confidence and peace

Because financial transformation isn’t just about numbers - it’s about changing the way we think about money and the choices we make with it.

Ready to take control of your finances?